Tradesman & Contractors Insurance

Tradesman & Contractors Insurance

Protect your business, tools, vehicles and liability — with cover built for on-site work.

Trades and contracting work comes with real risk. Accidents happen, tools get stolen, and damage to client property can lead to expensive claims and downtime that hurts cash flow.

At GetThatInsurance, we help tradies and contractors secure the right cover without confusion. Whether you’re a sole trader, subcontractor or growing team, we tailor insurance to your trade, your projects and the way you work — so you can stay protected and keep earning.

Why Tradesman & Contractors Insurance Matters

One unexpected incident can stop your work instantly — and without the right insurance, you could be left paying out of pocket for repairs, replacement tools, or legal claims.

Tradesman & Contractors Insurance helps protect you from common risks such as

accidental damage to a client’s property
injuries to third parties on-site
stolen tools from your vehicle or worksite
equipment damage, fire, or loss
contract disputes or claims against your work
downtime that affects income

This cover is designed to keep your business moving — even when things don’t go to plan.

Who Is This Cover Is For

We arrange cover for a wide range of industries and trades, including:

electricians
plumbers
carpenters and builders
painters
tilers and floorers
landscapers
concreters
HVAC technicians
subcontractors and general contractors
mobile service businesses

If you work on-site or use tools and vehicles to deliver services, this cover is worth considering.

What Tradesman & Contractors Insurance Can Include

Every tradie business is different, so we tailor cover based on your trade, contract requirements, business size and the risks you face daily.

Depending on your needs, cover may include:

Public Liability Insurance

Protects your business if your work causes injury to someone else or damages their property. It can also help cover legal expenses if a claim is made against you.

Tools of Trade / Equipment Cover

Helps cover the cost of replacing stolen or damaged tools and equipment (policy dependent), including tools stored in vehicles, sites or secure storage.

Commercial Motor / Vehicle Insurance

If you use a ute, van or vehicle for work, commercial motor insurance provides cover designed for business use.

Contract Works / Construction Cover

If you’re responsible for works in progress, contract works cover can protect materials and construction projects against loss or damage during build stages.

Personal Accident & Sickness (Optional)

Provides financial support if you’re injured or unwell and unable to work — helping protect your income during recovery.

Professional Indemnity (Optional)

If your trade includes advice, design or professional recommendations, this cover can protect you against claims of errors or negligence.

We’ll help you choose the right combination — not just the cheapest policy.

Why Choose Get That Insurance?

At GetThatInsurance, we understand trades insurance isn’t paperwork — it’s protection for your livelihood. We make it easy to get the right cover and keep working confidently.

With Get That Insurance, you get:

Cover tailored to your trade and business size
Access to trusted insurers and suitable policy options
Clear advice without the jargon
Fast and practical claims support to minimise downtime
Australia-based support from quote to claim
Insurance broker Australia

Frequentley Asked Questions

Yes — even sole traders can face liability claims, tool theft, and damage issues. If you’re working with clients or on job sites, the risk exposure is real.
Public liability is essential, but many tradies also need cover for tools, vehicles, contract works, and income protection depending on the work they do.
Yes. Many job sites and builders require certain policy limits or certificates of currency. We can structure your cover to meet contract requirements.

Get a Tradesman & Contractors Insurance Quote

Tell us your trade, business size and how you work — and we’ll help you compare policies and arrange cover that protects your tools, liability and ability to earn.

Speak to a Tradesman & Contractors Insurance Specialist

Head office address:

7/7-9 Activity Crescent,
Molendinar QLD 4214

Call for help:

1300 964 854

Mail for information:

info@getthatinsurance.com.au
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