Farm & Rural Insurance

Farm & Rural Insurance

Protect your property, livelihood & rural business, with cover built for life on the land.

Running a farm or rural property isn’t like running a standard business — and your insurance shouldn’t be standard either. From buildings and machinery to livestock and liability risks, rural operations face unique exposures every day.

At Get That Insurance, we arrange tailored Farm & Rural Insurance that helps protect your property, equipment and income — so you can focus on the work that matters most.

Why Farm & Rural Insurance Matters

Farms and rural properties are exposed to a wide range of risks that can result in significant costs — from storm or fire damage to theft, accidents, machinery breakdown, or public liability claims. Even one unexpected event can disrupt operations and impact your livelihood.

Farm & Rural Insurance helps cover those risks with flexible options based on your property type, size and operations.

Who We Help

We arrange insurance for a broad range of rural and agricultural clients, including:

Primary producers and working farms
Hobby farms and lifestyle properties
Rural property owners (including absentee owners)
Mixed farming operations
Rural contractors and agribusiness operators

What Farm & Rural Insurance Can Cover

Every farm is different — which is why we tailor cover to suit your land, operations, and equipment. Depending on your needs, policies can include protection for:

Farm Home & Residential Buildings

Cover for your farmhouse and associated residential buildings, including protection against events like fire, storm damage and theft.

Farm Buildings, Sheds & Structures

Cover for rural structures such as barns, silos, sheds, workshops and storage buildings.

Fences, Gates & Fixed Infrastructure

Insurance for fencing and fixed assets that form part of your property — important for farms where damage can quickly become costly and disrupt operations.

Farm Machinery & Equipment

Protection for tractors, machinery and equipment essential to your daily operations (including specified machinery where applicable).

Livestock

Depending on the insurer and policy, cover may be available for livestock and related risks (especially relevant for commercial farming operations).

Theft and Vandalism

Cover for stolen tools, equipment or damage caused by malicious acts.

Fire, Storm & Natural Events

Protection against common rural risks such as bushfire, storms and other insured events based on your property location and policy terms.

Public & Farm Liability

Cover for injuries or property damage that may occur on your land, including visitors, contractors, or third parties.

Business Interruption / Loss of Income (Optional)

If an insured event disrupts your ability to operate, some policies may offer cover that helps reduce financial strain while you get back on your feet.

Why Choose Get That Insurance?

We understand rural insurance isn’t one-size-fits-all. It requires experience, the right insurer access, and clear guidance.

Tailored cover built around your farm and assets
Access to multiple insurers to compare suitable policies
Straightforward advice without the jargon
Ongoing support including claims guidance when you need it most
Insurance broker Australia

Frequentley Asked Questions

Yes. Many insurers offer rural policies for smaller properties, lifestyle blocks, and hobby farms — we’ll help match cover to how you use your land.
Often yes — depending on what machinery and equipment you need covered and whether it’s listed or included under the policy. We’ll help structure this correctly.
Many rural policies include liability options, but the level of protection depends on the policy. Liability is a critical component for farms due to visitors, contractors and operational risks.
Typically we’ll ask about your property type, location, land use, building details, major equipment, and any claims history — so we can ensure the cover is accurate and suitable.

Get a Farm & Rural Insurance Quote

Protect your rural property, farm assets and livelihood with cover tailored to your needs.

Speak to a Farm & Rural Specialist

Head office address:

7/7-9 Activity Crescent,
Molendinar QLD 4214

Call for help:

1300 964 854

Mail for information:

info@getthatinsurance.com.au
=