Professional Indemnity Insurance

Personal Indemnity Insurance

Protect your professional reputation, income and business — with cover for advice and service-related claims.

If you provide professional services or advice, you’re exposed to risk — even when you do everything right. A client may claim your advice caused a financial loss, a project outcome didn’t meet expectations, or that an error or omission impacted their business.

Personal Indemnity Insurance helps protect you from the legal and financial costs of those claims, including defence costs, settlements and damages (subject to the policy terms).

At Get That Insurance, we help consultants, contractors and service providers secure cover that matches their risk exposure — clearly explained and tailored to your profession.

What Is Personal Indemnity Insurance?

Personal Indemnity (also commonly referred to as professional indemnity) is designed to protect professionals against claims that arise from the services they provide — particularly where a client alleges:

negligence
mistakes or professional errors
misleading advice
breach of duty
omissions or failure to deliver services correctly

In many industries, it’s not only smart to have — it’s often expected by clients and contracts.

Who Needs Personal Indemnity Insurance?

This cover is suited to anyone who provides advice, professional services or expertise, including:

consultants and contractors
service providers
business advisors
IT and marketing professionals
designers, engineers and specialists
professionals working under client agreements requiring indemnity cover

If you’re paid for your knowledge or recommendations, this type of insurance can be essential.

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What Personal Indemnity Insurance Can Cover

Policies can vary depending on profession and insurer, but Personal Indemnity Insurance may include cover for:

Claims of Mistakes, Errors or Negligence

If a client alleges your advice or service caused a loss, cover can assist with legal costs and financial exposure.

Legal Defence Costs

Even if a claim is unfounded, defending it can be expensive. This cover can help pay legal defence expenses if a claim is made against your professional services.

Breach of Confidentiality

If sensitive client information is unintentionally disclosed, this cover can help manage legal costs and protect your professional reputation.

Defamation (Libel or Slander)

Cover may extend to legal expenses and damages arising from defamation claims linked to your professional advice, marketing or services.

Why Choose Get That Insurance?

Personal indemnity insurance isn’t about buying the cheapest policy — it’s about making sure your business is protected when the pressure hits.

With Get That Insurance, you get:

Tailored recommendations based on your professional risk
Access to multiple insurers so you can compare options
Clear explanations without complicated jargon
Ongoing support, including help when you need to claim

We help you protect your income, reputation and business continuity — so one claim doesn’t derail everything.

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Frequentley Asked Questions

It generally protects you from claims of negligence, errors or mistakes in your professional services, and may cover legal defence costs, settlements and damages awarded (subject to terms).
Because even small disputes can become costly. If you offer advice or services, you’re exposed to claims—whether the claim is valid or not. This insurance helps protect your finances and reputation.
Some policies include support for managing reputational issues, especially where legal proceedings are involved, but it varies. We can help you compare options.
Some policies may provide worldwide coverage (excluding certain regions), while others may restrict cover to Australia. We’ll confirm what applies for your work profile.

Get a Personal Indemnity Insurance Quote

If you’re a consultant, contractor or service provider, personal indemnity insurance helps protect you from the unexpected — and gives you confidence to keep doing business.

Speak to an Personal Indemnity Specialist

Head office address:

7/7-9 Activity Crescent,
Molendinar QLD 4214

Call for help:

1300 964 854

Mail for information:

info@getthatinsurance.com.au
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