Protect your equipment, reduce downtime, and keep your business moving.
Protect your equipment, reduce downtime, and keep your business moving.
Your plant and machinery are some of your most valuable business assets — and when they break down, get stolen, or are damaged on site, the costs can add up fast. Repairs can be expensive, replacement can take time, and downtime can impact your cashflow immediately.
At GetThatInsurance, we help contractors, operators and businesses arrange Plant & Machinery Insurance tailored to the equipment you rely on — whether you own one machine or manage an entire fleet.
Why Plant & Machinery Insurance Matters
Plant and machinery operate in high-risk environments — construction sites, mines, farms, civil projects, warehouses and transport routes. They’re exposed to harsh conditions, heavy use, mechanical failures and theft.
Plant & Machinery Insurance helps protect your business from:
The result: greater stability, less disruption, and better protection for the equipment your business depends on.
Plant & Machinery Insurance suits businesses that own, operate or hire equipment, including:
Who Is This Cover Is For
What Plant & Machinery Insurance Can Cover
Cover varies by insurer and equipment type, but policies can typically be structured to include:
Accidental or Unexpected Damage
Protection for physical damage caused by collisions, impact, rollover, accidental events or site incidents.
Theft and Malicious Damage
Cover if your machinery is stolen, vandalised or maliciously damaged (subject to security conditions).
Mechanical or Electrical Failure
Cover for breakdowns and failures that stop your equipment from operating and require repairs.
Natural Events
Protection against insured events such as storms, floods, fire and other weather-related damage depending on the policy.
Public & Third-Party Liability
If your equipment causes damage to someone else’s property or injury to a third party, liability cover can protect you against claims and legal costs.
Downtime / Loss of Income (Optional)
If an insured incident causes downtime, some policies may include financial support to help reduce cashflow impact and protect income.
Cover While in Transit
Options may be available to cover equipment while being transported between sites or locations.
What’s Not Usually Covered (Important to Know)
Like all insurance, plant and machinery policies include exclusions. Common examples can include:
We make these details clear upfront so you know exactly where you stand.
Why Choose Get That Insurance?
Plant & Machinery Insurance isn’t “one policy fits all”. The right cover depends on your equipment value, site conditions, security, usage and transport requirements.
With GetThatInsurance, you get:
We help you protect your income, reputation and business continuity — so one claim doesn’t derail everything.
Frequentley Asked Questions
Get a Plant & Machinery Insurance Quote
Tell us what equipment you operate, where you use it, and how it’s stored and transported — and we’ll help you compare options that protect your assets and minimise disruption.
Speak to an Equipment Insurance Specialist
Head office address:
Molendinar QLD 4214
Call for help:
